Choosing a health insurance plan in Utah involves more than just looking at premiums and deductibles. A crucial factor in getting the most out of your coverage is understanding the carrier's provider network and knowing how to utilize their provider search tools. As a Utah-based brokerage, we are here to guide you through this process. What is a Health Insurance Carrier Network? A health insurance carrier's network is the group of doctors, hospitals, specialists, and other he

Medicare is the federal health insurance program  for millions of Americans — primarily people 65 and older , along with some younger individuals with disabilities or certain medical conditions. It’s divided into four major parts  (A, B, C, and D), each serving a different purpose in helping cover your medical needs — from hospital care to prescription drugs. "Attention" Medicare Part A - Hospital Insurance With Medicare Part A, you don't usually pay a monthly premium if you

It's important to review your Medicare plan each year and here's why

What’s the Difference Between Medicare Supplement and Medicare Advantage plans?

Medicare Part B is a crucial part of the Medicare program, covering outpatient medical services like doctor visits, preventive care, and durable medical equipment. However, many people wonder: Do I have to enroll in Part B?  The answer depends on your situation. When Part B Enrollment is Required In most cases, enrolling in Medicare Part B is optional, but not enrolling at the right time can lead to penalties  and gaps in coverage. Here’s when you should  enroll: 1. If You’re

Medicare is an important health insurance option for retired people. Make sure you know how and when you are eligible.

Why Medicare Part B is important

What changes can be expected with Medicare plans in 2025

A helpful list of types of insurance that you should consider when you're getting ready to retire.

Prepare for Medicare Annual Enrollment Period

Medicare is a vital program that provides health insurance for millions of Americans, primarily those aged 65 and older. However, as...

Enrolling in Medicare can be a daunting task, especially when faced with the various enrollment periods and deadlines. Understanding...

Congratulations on getting a new health plan! Whether it's through your employer, a government program, or a private insurer, having health coverage is a crucial step towards safeguarding your well-being. However, understanding the specifics of your plan can be a bit overwhelming at first. Thankfully, there are tools and resources available to help you decode your coverage and make the most of it. Your Health Plan Documentation The first place to start when you want to unders

Navigating the world of Medicare can be complex, with various plans and options to consider. One way to simplify your healthcare coverage is by opting for bundle plans that include medical, dental, and vision benefits. These comprehensive plans offer a holistic approach to your healthcare needs, ensuring that you receive well-rounded coverage for essential services. In this blog, we'll delve into the benefits of bundle plans and help you understand how they can enhance your M

As we journey through the various stages of life, taking care of our health becomes paramount. For those who are eligible, Medicare provides a vital safety net, ensuring access to essential healthcare services. Whether you're a newcomer to Medicare or a seasoned beneficiary, attending a Medicare appointment is a common part of the process. To make the most out of your visit and ensure a smooth experience, here's a helpful guide on what you need to bring with you to your Medic

As we age, the need for healthcare becomes more significant, and one of the essential aspects of healthcare for seniors in the United States is Medicare. Medicare is a federal health insurance program that provides coverage for hospital stays, doctor visits, and various medical services. However, one critical aspect often overlooked is prescription drug coverage. This blog will delve into the importance of having both Medicare and a Prescription Drug Plan (PDP) if you rely on

As we approach the fall season, it's important to mark your calendar for one significant event - Medicare's Annual Enrollment Period (AEP). AEP, which typically runs from October 15th to December 7th, is the time when you can make changes to your Medicare coverage for the upcoming year. Whether you're a Medicare veteran or about to embark on your Medicare journey, proper preparation is key to ensuring you make the most informed decisions regarding your healthcare coverage. In

Medicare Advantage - A Deluxe Medicare Package Think of Medicare Advantage plans as an all-in-one package deal. It's like getting a...

Medicare Supplement vs Medicare Advantage Do you prefer a fancy night out or a quick food truck meal? Choosing between Medicare...