Why You Should Review Your Medicare Plan During AEP

Every fall, Medicare beneficiaries have a chance to make important updates to their health coverage during the Annual Enrollment Period (AEP) — from October 15 through December 7.

This short window is the best time to make sure your current plan still meets your healthcare and financial needs for the upcoming year. At Lion’s Pride Insurance, our licensed advisors are here to help you review your coverage, understand your options, and make confident decisions for 2026.

What Is Medicare AEP?

The Annual Enrollment Period (AEP) is the time each year when Medicare beneficiaries can make changes to their Medicare Advantage (Part C), Medicare Supplement (MedSupp or MediGap), or Prescription Drug (Part D) plans. During this time, you can:

• Switch from a MedSupp to a Medicare Advantage plan (or vice versa),

• Change from one Medicare Advantage plan to another, or

• Enroll in, drop, or switch Part D prescription drug plans.

Once AEP ends on December 7, you’ll generally have to wait until next year’s enrollment period to make additional changes — which is why this review is so important.

Why It’s Important to Review Your Medicare Plan Every Year

Even if you’re happy with your current Medicare plan, it’s important to double-check the details each year. Plans can change — and those changes might affect your prescriptions, your doctors, or your costs.

Here are three key reasons to schedule a Medicare review with us:

1. Your Prescription Coverage May Change

Each year, insurance companies update their formulary, which is the list of covered medications. If your prescriptions are no longer covered or move to a higher tier, your out-of-pocket costs could increase. We’ll review your medications with you to ensure your plan still provides affordable access.

2. Your Doctors and Hospitals May No Longer Be In-Network

Plans sometimes change their provider networks, which can affect whether your preferred doctors, specialists, or hospitals are covered. We’ll confirm your providers remain in-network so you can avoid unexpected costs.

3. Your Premium or Out-of-Pocket Costs May Increase

Monthly premiums, deductibles, and copayments often change from year to year. We’ll help you compare options and find a plan that continues to fit both your budget and your needs.

How Lion’s Pride Insurance Can Help

When you meet with one of our advisors, we’ll:

• Review your current plan’s 2026 updates

• Compare available plans in your area

• Check your prescriptions and providers for continued coverage

• Answer your questions and guide you through enrollment

Our team believes in Simplified Health Insurance — Because We’ve Been There. We’re not just here to sell policies; we’re here to make sure you understand your coverage and feel confident in your healthcare decisions.

Don’t Wait — Schedule Your Medicare Review Today

The Medicare Annual Enrollment Period ends December 7, and spots fill quickly. Take a few minutes now to review your options — your future self will thank you.

📞 Contact Lion’s Pride Insurance today to schedule your 2026 Medicare plan review. We’ll make sure your coverage is ready for whatever next year brings.