Family Health

The Affordable Care Act (ACA), also known as Obamacare, is a U.S. healthcare reform law designed to make health insurance more affordable and accessible for individuals and families. For families, the ACA provides subsidies based on income to help lower the cost of health insurance premiums and out-of-pocket expenses. It also expanded Medicaid eligibility in many states and established health insurance marketplaces where families can compare and purchase insurance plans. Additionally, the ACA includes essential benefits like preventive care, maternity care, and coverage for children up to age 26 under their parents' plans, while prohibiting insurers from denying coverage for pre-existing conditions.