Individual Health

The Affordable Care Act (ACA), also known as Obamacare, provides healthcare reforms aimed at making insurance more affordable and accessible for single individuals. It offers subsidies based on income to help reduce premium costs and out-of-pocket expenses for individuals purchasing insurance through health insurance marketplaces. The ACA also ensures that essential health benefits, such as preventive care, mental health services, and prescription drugs, are covered in all plans. Additionally, it prohibits insurers from denying coverage due to pre-existing conditions and allows for expanded Medicaid coverage in many states for low-income individuals.